Have you or someone you know been a victim of identity theft? Here are the steps to take if you think you have been a victim:
- Order a copy of your credit report from one or more of three credit bureaus
- Dispute any fraudulent charges on accounts
- Place a fraud alert on your credit report with all three of the credit reporting agencies, which tells creditors to follow certain procedures before they can open new accounts.
- Close any accounts that you think may have been tampered or opened fraudulently. If you continue to use an account, make sure that you are using a new account number.
- Change all of your passwords, especially if you use the same password on multiple websites. When creating new passwords, use a different one for each website.
- Call the security or fraud departments of each company where an account was fraudulently opened or changed without your permission.
- Keep a log of all your actions, include all telephone calls, letters, other documents, and deadlines that you encounter. Save copies of all letters and other documents. This information may be extremely important for resolving the issue.
- Block any fraudulent information from your credit report
- If you need to fix specific identity theft problems, like stolen checks or passports, phone/tax fraud, see the Attorney General’s recommendations and important contact information.